Start here: your FERS retirement in 5 steps
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By the FERS Made Easy editorial team · Last reviewed Oct 2026
- Find your earliest date: MRA calculator
- Estimate your pension: Pension calculator
- Check the supplement: Supplement
- Plan your TSP: TSP Withdrawal
- Lock in health and life insurance: FEHB, FEGLI
All questions
- When can I retire under FERS?
- What is my FERS Minimum Retirement Age?
- How is my FERS pension calculated?
- What is the high-3 average salary?
- What is an MRA+10 retirement?
- What is the FERS Supplement?
- What are my TSP withdrawal options in retirement?
- How is my TSP taxed when I withdraw it?
- Can I keep FEHB health insurance in retirement?
- Do federal retirees need Medicare Part B?
- How does Social Security work with FERS?
- Do FERS retirees get a cost-of-living adjustment?
- How does the FERS survivor benefit work?
- Can I keep FEGLI life insurance in retirement?
- Does unused sick leave count toward my FERS pension?
- Should I buy back my military service for FERS?
- What is the difference between deferred and postponed FERS retirement?
- How does FERS disability retirement work?
- How does FERS retirement work for law enforcement and firefighters?
- How do I apply for FERS retirement (SF 3107)?
- What is FERS phased retirement?