How does Social Security work with FERS?
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By the FERS Made Easy editorial team · Last reviewed Oct 2026
FERS employees pay into Social Security and earn regular Social Security benefits, payable as early as 62. Your FERS pension is not reduced by Social Security, and the WEP/GPO offsets were repealed by the Social Security Fairness Act (they mainly hit CSRS).
The 2027 Social Security COLA is 3.6% (announced Oct 14, 2026).